Orange County businesses and residents affected by the severe storms and flooding that occurred July 6–13 due to Tropical Depression Chantal are now eligible to apply for low-interest disaster loans from the U.S. Small Business Administration (SBA). These loans are available to help cover losses not fully compensated by insurance and to support recovery efforts in the community.
The SBA will open Disaster Loan Outreach Centers from Tuesday, July 29 at 9:30 a.m. to Saturday, August 30 at 1:00 p.m. SBA staff will be available to assist businesses and residents complete their disaster loan application, accept documents, and provide updates on an application’s status. Walk-ins are accepted, or you may schedule an in-person appointment in advance at https://appointment.sba.gov. The hours of operation for the Centers are as follows:
The Drakeford Library Complex
Multipurpose Room 152B
203 S. Greensboro St.
Carrboro, NC 27510
Hours:
Monday – Friday 8:30 a.m. – 5:00 p.m.
Saturday 10:00 a.m. – 2:00 p.m.
Online applications will be accepted until September 23, 2025, for physical damage and April 27, 2026, for economic injury at https://lending.sba.gov.
Orange County residents may also visit the Disaster Loan Outreach Center in Burlington.
Alamance County Health Services
319 N. Graham-Hopedale Rd.
Burlington, NC 27517
Hours:
Monday – Friday 8:00 a.m. – 5:00 p.m.
Saturday 10:00 a.m. – 2:00 p.m.
Businesses and private nonprofit organizations may borrow up to $2 million to repair or replace disaster-damaged or destroyed real estate, machinery and equipment, inventory, and other business assets.
For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations, the SBA offers Economic Injury Disaster Loans (EIDLs) to help meet working capital needs caused by the disaster. EIDL assistance is available regardless of whether the business suffered any physical property damage.
Loans up to $500,000 are available to homeowners to repair or replace damaged or destroyed real estate. Homeowners and renters are eligible for loans up to $100,000 to repair or replace damaged or destroyed personal property.
Applicants may be eligible for a loan amount increase of up to 20 percent of their physical damages, as verified by the SBA for mitigation purposes. Eligible mitigation improvements may include a safe room or storm shelter, sump pump, French drain or retaining wall to help protect property and occupants from future damage.
For more detailed information please view the U.S. Small Business Administration Fact Sheet on Disaster Loans: https://www.orangecountync.gov/DocumentCenter/View/33860/2025_07_25_NC_21206_Fact_Sheet
For more information and to apply online visit sba.gov/disaster. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for information on SBA disaster assistance. For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services.
For Media Inquiries:
Kristin Prelipp, Asst. Community Relations Director
kprelipp@orangecountync.gov
(office) 919.245.2322